With over 50 years of combined experiece, our dedicated team is here for you. We are able to implement our experience to better serve our individual and business clients. Whether its finding a product that will work better to fit a specific need; or a strategy that will allow a client to save more money, we know which companies can work best in each situation.
Raised in Westchester, NY. Attended Hudson Valley Community College and Pace University. Began professional career as an insurance agent with the Equitable in 1978. He was one of their leading agents in the Northeast before leaving to start a life, annuity, and group insurance brokerage company. He successfully operated this agency before relocating with his family to Central Florida in 1988. At that time, he continued his work in providing life, health and annuity products to individuals and businesses as well as supporting agents, agencies and financial advisors. FCOA was formally created in 2001 with his partner and son, with the same focus.
John A. is happily married to Bonnie with three successful adult children. He enjoys spending time with his grandchildren when he’s not attending various sporting events, golfing, fishing, or traveling.
John "Ange" Kelly
John B. Kelly
Born in Peekskill NY, and moved to Central Florida in 1988. Spent most of his youth participating in sports in the Orlando area before attending and graduating from Bishop Moore High School in 1999. He then attended Siena College, and graduated from the University of Central Florida. While attending UCF, he began work in the insurance business which lead to the formation of FCOA with his father. Since that time John B. has supported agents and financial professionals as well as worked directly with clients. He has personally been recognized for outstanding production and service with several leading insurance carriers.
John enjoys nothing more than spending time with his wife Christina and son Colin. Favorite activities include attending UCF football games, time at the beach and hosting/attending events with friends.
Josh was born in northern New Jersey and lived 10 years in central Massachusetts. He graduated college in 2005 from the University of Central Florida with a BS in Communicative Disorders. While in college Josh owned and operated a successful consulting and marketing firm. He built his firm from the ground up and sold it in 2009 to pursue a career in Financial Services. He began his career with New York Life as an insurance agent and financial advisor in 2010. Josh was one of their top advisors in the Central Florida area for the four years he worked with the firm. He enjoys building relationships with his clients and providing a high level of value to them through the services he provides. He has been with Financial Centers of America since 2014.
Josh is happily married to his wife Jane and they have two young daughters. He enjoys spending time with his family at the beach and Disney World. Josh enjoys to swim, mountain bike and kayak.
"John A. & John B. Kelly have been handling my life insurance and investments for 36 year's.
I am 89 years old and have lived on the income from my investments and the proceeds of my deceased husbands life Insurance for 25 years while still maintaining my original principle because of the Kelly's.
I don't know what I would have done without them both."
"In the time I’ve been working with Josh; his professionalism, knowledge, and commitment to excellence have been key in helping me achieve some of my financial goals"
“Josh and I have been working together now for four years. What I really love about Josh is his willingness to help, his professionalism, and the guidance he has helped to provide to me through life’s ups and downs. He is a great advisor and friend to me.”