With over 50 years of combined experiece, our dedicated team is here for you.  We are able to implement our experience to better serve our individual and business clients. Whether its finding a product that will work better to fit a specific need; or  a strategy that will allow a client to save more money, we know which companies can work best in each situation.

John A Kelly, FCOA

Raised in Westchester, NY. Attended Hudson Valley Community College and Pace University. Began professional career as an insurance agent with the Equitable in 1978. He was one of their leading agents in the Northeast before leaving to start a life, annuity, and group insurance brokerage company. He successfully operated this agency before relocating with his family to Central Florida in 1988. At that time, he continued his work in providing life, health and annuity products to individuals and businesses as well as supporting agents, agencies and financial advisors. FCOA was formally created in 2001 with his partner and son, with the same focus. 


John A. is happily married to Bonnie with three successful adult children. He enjoys spending time with his grandchildren when he’s not attending various sporting events, golfing, fishing, or traveling. 


John "Ange" Kelly


Direct: 407-620-1110

John B Kelly, FCOA

John B. Kelly

Born in Peekskill NY, and moved to Central Florida in 1988. Spent most of his youth participating in sports in the Orlando area before attending and graduating from Bishop Moore High School in 1999. He then attended Siena College, and graduated from the University of Central Florida. While attending UCF, he began work in the insurance business which lead to the formation of FCOA with his father. Since that time John B. has supported agents and financial professionals as well as worked directly with clients. He has personally been recognized for outstanding production and service with several leading insurance carriers. 


John enjoys nothing more than spending time with his wife Christina and son Colin. Favorite activities include attending UCF football games, time at the beach and hosting/attending events with friends. 

"John A. & John B. Kelly have been handling my life insurance and investments for 36 year's.
I am 89 years old and have lived on the income from my investments and the proceeds of my deceased husbands life Insurance for 25 years while still maintaining my original principle because of the Kelly's.
I don't know what I would have done without them both."


-Frieda Iamundo 

Direct: 407-497-1494

Josh Autenrieth
Senior Agent

Direct: 407-758-3728

Josh was born in northern New Jersey and lived 10 years in central Massachusetts. He graduated college in 2005 from the University of Central Florida with a BS in Communicative Disorders. While in  college Josh owned and operated a successful consulting and  marketing firm. He built his firm from the ground up and sold it in  2009 to pursue a career in Financial Services. He began his career  with New York Life as an insurance agent and financial advisor in  2010. Josh was one of their top advisors in the Central Florida area for the four years he worked with the firm. He enjoys building  relationships with his clients and providing a high level of value to them through the services he provides. He has been with Financial  Centers of America since 2014.


Josh is happily married to his wife Jane and they have two young daughters. He enjoys spending time with his family at the beach and Disney World. Josh enjoys to swim, mountain bike and kayak.

“Josh and I have been working together now for four years. What I really love about Josh is his willingness to help, his professionalism, and the guidance he has helped to provide to me through life’s ups and downs. He is a great advisor and friend to me.”


-Sara Bailey

Raised in Upstate New York and moved to Central Florida in 2001. Holds a degree in Business and has extensive experience in office administration. She held a career in the educational field for over 13 years as a teacher and director. She enjoys assisting with the daily administrative operations of an office and decided to continue pursuing the administrative field. She is delighted to work alongside a family business with the FCOA team. 


Amee enjoys cooking, reading, music and interior design as well as going to the beach and Disney World. She also loves to spend time with family and friends which include her beloved pets. 

Amee Perez

Office Administrator  


Direct: 407-497-1494