With over 50 years of combined experiece, our dedicated team is here for you. We are able to implement our experience to better serve our individual and business clients. Whether its finding a product that will work better to fit a specific need; or a strategy that will allow a client to save more money, we know which companies can work best in each situation.
John B. Kelly
President and Co-Founder
Born in Peekskill NY, and moved to Central Florida in 1988. Spent most of his youth participating in sports in the Orlando area before attending and graduating from Bishop Moore High School in 1999. He then attended Siena College, and graduated from the University of Central Florida. While attending UCF, he began work in the insurance business which lead to the formation of FCOA with his father. Since that time John B. has supported agents and financial professionals as well as worked directly with clients. He has personally been recognized for outstanding production and service with several leading insurance carriers.
John enjoys nothing more than spending time with his wife Christina and son Colin. Favorite activities include attending UCF football games, time at the beach and hosting/attending events with friends.
Direct: 407-497-1494
Raised in Central Florida, Christina attended high school locally and college at the University of Central Florida. She joins our team with a background in the mortgage industry and marketing management. While she is new to our team at FCOA, she has been John’s partner in life for over 20 years. Her role as our New Business Specialist allows her to be a direct contact and source of information for both new clients as well as agent business.
Together with John, she enjoys spending her free time with their son Colin, traveling, attending UCF games and cheering on The Tampa Bay Buccaneers.
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Christina Kelly
New Business Specialist
"John A. & John B. Kelly have been handling my life insurance and investments for 36 year's.
I am 89 years old and have lived on the income from my investments and the proceeds of my deceased husbands life Insurance for 25 years while still maintaining my original principle because of the Kelly's.
I don't know what I would have done without them both."
-Frieda Iamundo
407-679-1599 x107
Born and raised in Texas, Amber is a graduate from The University of Texas with a B.A. in Sociology. She has a background in Residential Management and Human Resources. She relocated to Florida in 2022 and joined the FCOA team as the Receptionist/Admin Support.
Amber, as well as her spouse and son, enjoy weekend getaways, farmers markets, festivals and the search for the best Tex-Mex in Central Florida.
Amber Sherman
Office Administrator
407-679-1599 x100
Tribute to FCOA Co-Founder
John "Ange" Kelly
Co-Founder
Raised in Westchester, NY. Attended Hudson Valley Community College and Pace University. Began professional career as an insurance agent with the Equitable in 1978. He was one of their leading agents in the Northeast before leaving to start a life, annuity, and group insurance brokerage company. He successfully operated this agency before relocating with his family to Central Florida in 1988. At that time, he continued his work in providing life, health and annuity products to individuals and businesses as well as supporting agents, agencies and financial advisors. FCOA was formally created in 2001 with his partner and son, with the same focus.
John A formally retired in 2020. His efforts to help build this company will never be forgotten and he will be missed by many clients and colleagues in his daily role.